Agencia Estatal Boletín Oficial del Estado

(1)

El 24 de febrero de 2022, el Consejo de Gobierno adoptó la Orientación (UE) 2022/912 del Banco Central Europeo (BCE/2022/8) (1), que prevé la entrada en funcionamiento del sistema automatizado transeuropeo de transferencia urgente para la liquidación bruta en tiempo real de nueva generación (TARGET).

(2)

El 7 de septiembre de 2023 el Consejo de Gobierno adoptó la Orientación (UE) 2023/2415 del Banco Central Europeo (BCE/2023/22) (2), que modifica la Orientación (UE) 2022/912 (BCE/2022/8). Las modificaciones tenían por objeto: a) aclarar determinados aspectos relativos al uso de las marcas relativas a los servicios de TARGET; b) especificar con más detalle el requisito de que los bancos centrales del Eurosistema (BC del Eurosistema) garanticen que no se abran más cuentas que las cuentas de TARGET a los participantes que cumplan las condiciones para participar en TARGET a fin de proporcionar los servicios comprendidos en el ámbito de aplicación de dicha orientación; c) introducir medidas para mitigar los efectos de cualquier fallo de la conexión de un BC del Eurosistema con TARGET; d) establecer el uso obligatorio de la solución de contingencia a partir del 21 de marzo de 2025 para todos los titulares de cuentas dedicadas de efectivo para la liquidación bruta en tiempo real y los sistemas vinculados que participen en TARGET; e) introducir aclaraciones relativas a las entidades accesibles designadas por los sistemas vinculados que utilizan la liquidación de pagos inmediatos de TARGET (TIPS); f) introducir la política de precios de TIPS revisada, e g) introducir determinadas revisiones a la redacción

(3)

(4)

(5)

Las modificaciones realizadas a la Orientación (UE) 2022/912 (BCE/2022/8) que afecten a las condiciones de TARGET-ECB deben reflejarse en la Decisión (UE) 2022/911 del Banco Central Europeo (BCE/2022/22) (3).

A fin de garantizar la conformidad con las disposiciones de la Orientación (UE) 2023/2415 (BCE/2023/22), la presente decisión debe entrar en vigor el 20 de noviembre de 2023.

Debe modificarse en consecuencia la Decisión (UE) 2022/911 (BCE/2022/22).

(a)

En el artículo 18, el apartado 4, se sustituye por el siguiente:

«4.   The Eurosystem provides a Contingency Solution for use if the events described in paragraph 1 occur. Connection to and use of the Contingency Solution may be made on request by a participant, and shall be mandatory in the following cases:

(b)

El artículo 23 se sustituye por el siguiente:

«Article 23

Duration and ordinary termination of participation and closure of accounts

1.   Without prejudice to Article 24, participation in TARGET-ECB shall be for an indefinite period of time.

2.   A participant may terminate any of the following at any time giving 14 business days’ notice thereof, unless it agrees a shorter notice period with the ECB:

3.   The ECB may terminate any of the following at any time giving three months’ notice thereof, unless it agrees a different notice period with the relevant participant:

4.   On termination of participation, the confidentiality duties laid down in Article 27 shall remain in force for a period of five years starting on the date of termination.

5.   On termination of participation, the ECB shall close all TARGET accounts of the participant concerned in accordance with Article 25.»;

(c)

En el artículo 30 se inserta el apartado 1 bis siguiente:

«1a.   From 21 March 2026, participants that are considered critical by the ECB shall, in addition to the technical connection referred to in paragraph 1, establish a second technical connection for contingency purposes to TARGET-ECB through a second NSP in accordance with the modalities set out in paragraph 1. The second technical connection may be via the second NSP’s low volume user to application (U2A) access.»;

a)

En el artículo 2, el apartado 3, se sustituye por el siguiente:

«3.   An MCA holder acting as co-manager shall fulfil the obligations of the MCA holder of the co-managed MCA under Part I, Article 5(1), point (a), Part I, Article 10(4), and Part I, Article 30(1) and (1a).’;

b)

En el artículo 2, el apartado 4, se sustituye por el siguiente:

«4.   The MCA holder of a co-managed MCA shall fulfil the obligations of a participant under Part I and Part II in respect of the co-managed MCA. In the event that the MCA holder does not have a direct technical connection to TARGET, Part I, Article 5(1), point (a), Part I, Article 10(4), and Part I, Article 30(1) and (1a) shall not apply.»;

a)

En el artículo 1, el apartado 5, se sustituye por el siguiente:

«5.   An ancillary system may send instant payment orders, and positive recall answers to any TIPS DCA holder or TIPS AS technical account holder. An ancillary system shall receive and process instant payment orders, recall requests and positive recall answers from any TIPS DCA holder or TIPS AS technical account holder.»

b)

En el artículo 7, el apartado 1, se sustituye por el siguiente:

«1.   A TIPS AS technical account holder may designate one or more reachable parties. Reachable parties shall have adhered to the SCT Inst scheme signing the SEPA Instant Credit Transfer Adherence Agreement and, if they are addressable in TARGET as RTGS DCA holders, addressable BIC holders or as entities referred to in Part III, Article 3(1), point (a) of Guideline (EU) 2022/912 (ECB/2022/8), having been authorised to use an RTGS DCA by way of multi-addressee access, they shall hold a TIPS DCA or be reachable via a TIPS DCA.»

a) Fees for the operation of TIPS DCAs shall be charged to the party indicated as shown in the following table:

b) Liquidity transfer orders from TIPS DCAs to: MCAs; RTGS DCAs; sub-accounts; overnight deposit accounts; TIPS AS technical accounts; and T2S DCAs shall be free of charge.

a) For each TIPS DCA a monthly fixed fee of EUR 800 shall be charged to the holder of the TIPS DCA;

b) For each reachable party designated by the TIPS DCA holder, up to a maximum of 50 reachable parties, a monthly fixed fee of EUR 20 shall be charged to the designating TIPS DCA holder. No fee shall be charged for the fifty-first or any subsequent reachable party;

c) For each instant payment order or positive recall answer accepted by the [insert name of CB] as set out in Part I, Article 17, a fee of 0,001 EUR shall be charged to both the holder of the TIPS DCA to be debited and to the holder of the TIPS DCA or TIPS AS technical account to be credited, whether or not the instant payment order or positive recall answer settles;

d) No fee shall be charged for liquidity transfer orders from TIPS DCAs to MCAs, RTGS DCAs, sub-accounts, overnight deposit accounts, TIPS AS technical accounts or T2S DCAs.»;

1. Until 31 December 2023, the following fees apply:

2. With effect from 1 January 2024, fees for the use by an AS of the TIPS AS settlement procedure shall be charged as follows:

Level 1 — Governing Council

Level 2 — Technical and operational management body

Level 3 — Level 3 NCBs

Final competence in relation to all TARGET issues, in particular the rules for the decision making in TARGET, and responsible for safeguarding the public function of TARGET

(Not applicable)

Deciding on the level of service

Verifying that the service was delivered in accordance with the agreed Service level

Deciding in case of escalation

(Not applicable)

(Not applicable).

«(28)

“European Payments Council’s SEPA Instant Credit Transfer (SCT Inst) scheme” or “SCT Inst scheme” means an automated, open standards scheme providing a set of interbank rules to be complied with by SCT Inst scheme participants, allowing payment services providers in the Single Euro Payments Area (SEPA) to offer an automated SEPA-wide euro instant credit transfer product;»;

«(54)

“recall request” means a message from an RTGS DCA holder, a TIPS DCA holder or a TIPS AS technical account holder requesting reimbursement of a settled payment order or instant payment order respectively;».